What is a Payday Loan? North Las Vegas NV

What is a Payday Loan?

What is a Payday Loan?

A payday loan is a short-term loan that is typically repaid on your next payday. This differs from traditional loans, which give you an extended period for repayment in smaller installments and with a longer period of interest payments. With a payday loan you get approved more easily, have greater access, and can get smaller loan amounts than if you went for a traditional or bank loan.

Who Can Use a Payday Loan?

Anyone with an income can apply for and use a payday loan. In general, you must be at least 18 years old and a legal resident in the U.S. You also need to have a bank account for deposit of the funds and repayment. Otherwise, there are very few restrictions on who can use these loans as compared to other kinds of lending.

Who Benefits from Payday Loans?

Most people who work and occasionally struggle to make ends meet between paydays can benefit from these loans. If you live from payday to payday and sometimes run out of the cash needed to pay the bills, buy groceries, or gas up the car these loans can be a big help. You get quick cash, easily, and without the hassle of going through a credit check or going into a bank. So, if time is an issue and you have a busy schedule, you’ll benefit from this quick and convenient loan.

Where Do I Apply for a Payday Loan?

Payday loans are usually available online, although you’ll also find loan and cash advance stores in your community. The online option is most convenient, and many lenders also have a mobile app you can use. All you need to access the application for the loan is a computer or a mobile device, so apply at home, at work, or on the go.

When Can I Get a Payday Loan?

With the online and mobile options for applying, you can get a payday loan whenever you want. Bank and shop hours are limited, and work may prevent you from getting there during business hours. If you use the online application or app you can apply at night, on the weekends, and even on holidays.

How Do I Get Approved?

Getting approved for a payday loan is simple. You need to show you are a legal resident, have a bank account, and have a job. Your income may need to meet a certain minimum, but it is reasonable for most people at about $1,000 per month. Most payday lenders do not require a credit check or a minimum score for approval.

Why Should I Try a Payday Loan?

There are so many great reasons to use a payday loan the next time you have expenses and no cash ahead of payday. One is ease of use and convenience. Work it in around your busy schedule. Another is that approval is easy, so if you have been denied before you can still get cash. And finally, the money is fast. Get a quick solution to any money problem you have right now.

Local Companies

Washington Federal - Aliante
(206) 624-7930
3170 W Ann Rd
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $8.00. See institution about how these monthly fees can be waived.
Services
Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Aliante Branch
(800) 872-2657
6475 Aliante Parkway
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Camino Al Norte Smith's Branch
(800) 872-2657
5564 Camino Al Norte
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Bank of America - Ann & Camino Al Norte
(800) 432-1000
5485 Camino Al Norte
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $25.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Ann & Simmons Branch
(866) 245-3452
3113 West Ann Road
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Bank of the West - North Las Vegas Branch
(800) 488-2265
4050 Losee Road
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.00 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - North Las Vegas Branch
(800) 872-2657
2200 East Lake Mead Boulevard
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
U.S. Bank - Ann And Decatur Smith's Branch
(800) 872-2657
4700 West Ann Road
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $10.95. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM after 2 uses per month. (Fee does not apply to all accounts.) (Not all accounts provide this fee waiver.)
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Activity Download, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - Aliante & Deer Springs Branch
(866) 245-3452
6975 Aliante Parkway
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Wells Fargo - North Las Vegas Branch
(866) 245-3452
2401 Lake Mead Boulevard, Suite 100
North Las Vegas, NV
ATM Fees
monthly fee: Monthly service fees range from $0 to $30.00. See institution about how these monthly fees can be waived.
ATM fee note: There is a $2.50 fee each time you use a non-affiliated ATM.
Services
Mobile & Text Banking, Debit Reward Programs, Overdraft Protection, Email Alerts, Online Bill Pay, Free Checks, Unlimited Checks

Data Provided By:
Data Provided By:
PJPLAYCO
(702) 516-0971
2586 GILBERTVILLE AVE
HENDERSON, NV
 
Wiseman Finance
(702) 562-4068
7251 W Lake Mead
Las Vegas, NV
 
Shelton Credit, Inc.
(702) 515-7423
10161 Park Run Dr Ste 150
Las Vegas, NV
 
Bank of America - Premier Banking
(702) 515-8956
10100 W Charleston Blvd Ste 200
Las Vegas, NV
 
Easy Money EMG
(702) 493-0333
1955 E Tropicana
Las Vegas, NV
 
PJPLAYCO
(702) 516-0971
2586 GILBERTVILLE AVE
HENDERSON, NV
 
Paramount Bank
(702) 731-6100
7795 W Sahara Ave Ste
Las Vegas, NV
 
Bank of America - Business Banking
(702) 515-8807
6900 Westcliff Drive
Las Vegas, NV
 
City Wide Funding
(702) 678-1810
1700 E Desert Inn Rd Ste 317
Las Vegas, NV
 
Small Business Assistance
(702) 737-7221
4325 N Rancho Dr Ste 150
Las Vegas, NV
 
Wiseman Finance
(702) 562-4068
7251 W Lake Mead
Las Vegas, NV
 
Shelton Credit, Inc.
(702) 515-7423
10161 Park Run Dr Ste 150
Las Vegas, NV
 
Bank of America - Premier Banking
(702) 515-8956
10100 W Charleston Blvd Ste 200
Las Vegas, NV
 
Easy Money EMG
(702) 493-0333
1955 E Tropicana
Las Vegas, NV
 
USA Financial Military Loans,
(702) 891-5077
3160 Coachlight
Las Vegas, NV
 
Paramount Bank
(702) 731-6100
7795 W Sahara Ave Ste
Las Vegas, NV
 
Bank of America - Business Banking
(702) 515-8807
6900 Westcliff Drive
Las Vegas, NV
 
City Wide Funding
(702) 678-1810
1700 E Desert Inn Rd Ste 317
Las Vegas, NV
 
Small Business Assistance
(702) 737-7221
4325 N Rancho Dr Ste 150
Las Vegas, NV
 
Security Savings Bank
(702) 260-4141
19 St Rose Pkwy Ste 100
Henderson, NV